-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, N6iM5rhORmQ/yeNZccWwP67B0a0J/km5TyKfMA8B3w2dQ5iUVTuyOHZi0T4SNqtj ok7OjsoUjN6qNutcdtK+Hg== 0001092306-02-000116.txt : 20020417 0001092306-02-000116.hdr.sgml : 20020417 ACCESSION NUMBER: 0001092306-02-000116 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20020417 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: E LOAN INC CENTRAL INDEX KEY: 0001082337 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 770460084 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-56953 FILM NUMBER: 02613250 BUSINESS ADDRESS: STREET 1: 5875 ARNOLD RD., SUITE 100 CITY: DUBLIN STATE: CA ZIP: 94568 BUSINESS PHONE: 9252412402 MAIL ADDRESS: STREET 1: 5875 ARNOLD RD., SUITE 100 CITY: DUBLIN STATE: CA ZIP: 94568 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: SCHWAB CHARLES CORP CENTRAL INDEX KEY: 0000316709 STANDARD INDUSTRIAL CLASSIFICATION: SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211] IRS NUMBER: 943025021 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: 120 KEARNY STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94104 BUSINESS PHONE: 4156277000 MAIL ADDRESS: STREET 1: 101 MONTGOMERY ST STREET 2: (SF120KNY-9) CITY: SAN FRANCISCO STATE: CA ZIP: 94104 SC 13D/A 1 sc13d-a.txt SCHEDULE 13D AMENDMENT NO. 1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ______________________ SCHEDULE 13D (RULE 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) (AMENDMENT NO. 1)* E-Loan, Inc. ________________________________________________________________________________ (Name of Issuer) Common Stock ($0.001 par value) ________________________________________________________________________________ (Title of Class of Securities) 26861P 10 7 ________________________________________________________________________________ (CUSIP Number) Christopher V. Dodds Executive Vice President and Chief Financial Officer THE CHARLES SCHWAB CORPORATION 120 Kearny Street San Francisco, CA 94108 (415) 627-7000 ________________________________________________________________________________ (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) April 12, 2002 ________________________________________________________________________________ (Date of Event Which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following box [X]. NOTE. Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. SEE Rule 13d-7 for other parties to whom copies are to be sent. (Continued on following pages) (Page 1 of 5 Pages) * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, SEE the NOTES). ________________________________________________________________________________ CUSIP NO. 26861P 10 7 13D PAGE 2 OF 5 PAGES ________________________________________________________________________________ ________________________________________________________________________________ 1 NAME OF REPORTING PERSON I.R.S. IDENTIFICATION NO. OF ABOVE PERSON The Charles Schwab Corporation ________________________________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ ] ________________________________________________________________________________ 3 SEC USE ONLY ________________________________________________________________________________ 4 SOURCE OF FUNDS* WC ________________________________________________________________________________ 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e) [ ] ________________________________________________________________________________ 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware, USA ________________________________________________________________________________ 7 SOLE VOTING POWER 0 _____________________________________________________ NUMBER OF 8 SHARED VOTING POWER SHARES BENEFICIALLY 15,272,647 OWNED BY _____________________________________________________ EACH 9 SOLE DISPOSITIVE POWER REPORTING PERSON 0 WITH _____________________________________________________ 10 SHARED DISPOSITIVE POWER 15,272,647 ________________________________________________________________________________ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 15,272,647 ________________________________________________________________________________ 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW(11) EXCLUDES CERTAIN SHARES* Not applicable ________________________________________________________________________________ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 22.9% ________________________________________________________________________________ 14 TYPE OF REPORTING PERSON* HC ________________________________________________________________________________ ________________________________________________________________________________ CUSIP NO. 26861P 10 7 13D PAGE 3 OF 5 PAGES ________________________________________________________________________________ ________________________________________________________________________________ 1 NAME OF REPORTING PERSON I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Charles Schwab & Co., Inc. ________________________________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ ] ________________________________________________________________________________ 3 SEC USE ONLY ________________________________________________________________________________ 4 SOURCE OF FUNDS* WC ________________________________________________________________________________ 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e) [X] ________________________________________________________________________________ 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware, USA ________________________________________________________________________________ 7 SOLE VOTING POWER 0 _____________________________________________________ NUMBER OF 8 SHARED VOTING POWER SHARES BENEFICIALLY 15,272,647 OWNED BY _____________________________________________________ EACH 9 SOLE DISPOSITIVE POWER REPORTING PERSON 0 WITH _____________________________________________________ 10 SHARED DISPOSITIVE POWER 15,272,647 ________________________________________________________________________________ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 15,272,647 ________________________________________________________________________________ 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW(11) EXCLUDES CERTAIN SHARES* Not applicable ________________________________________________________________________________ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 22.9% ________________________________________________________________________________ 14 TYPE OF REPORTING PERSON* BD ________________________________________________________________________________ _________________ PAGE 4 OF 5 PAGES _________________ SCHEDULE 13D (AMENDMENT NO. 1) This Amendment No. 1 amends and supplements the Statement on Schedule 13D filed by The Charles Schwab Corporation ("TCSC") and Charles Schwab & Co., Inc. ("CS&Co") on March 6, 2002 relating to the common stock, par value $0.001 per share ("Common Stock") of E-Loan, Inc., a Delaware corporation ("E-Loan"). Unless otherwise defined herein, all capitalized terms shall have the meanings ascribed to them in the Schedule 13D filed on March 6, 2002. ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION. The response to Item 3 of Schedule 13D is amended to add the following: On April 12, 2002, TCSC converted the Note to 4,716,981 shares of E-Loan's Common Stock. ITEM 4. PURPOSE OF TRANSACTION. The response to Item 4 of Schedule 13D is amended by replacing the second and third paragraphs and the first sentence of the fourth paragraph with the following: On April 12, 2002, TCSC converted the Note to 4,716,981 shares of E-Loan's Common Stock. TCSC intends to dispose of shares of E-Loan's Common Stock that it currently holds, which disposition may be pursuant to Registration Statements on Form S-3, to the extent such disposition can be consummated on advantageous terms. CS&Co is also considering disposing of and/or replacing the warrants, if such conversion and/or replacement, which might be with E-Loan or third parties, can be consummated on advantageous terms. As described above in this Amendment No. 1 to Schedule 13D, (a) TCSC intends to dispose of shares of E-Loan's Common Stock that it currently holds, and CS&Co has considered plans that may result in the disposition and/or replacement of the warrants. ITEM 5. INTEREST IN SECURITIES OF THE ISSUER. The response to Item 5 of Schedule 13D is amended to replace paragraphs b(ii) and b(iv) with the following: (b) (ii) Shared power to vote or to direct the vote: 15,272,647, of which TCSC owns 7,383,647 shares of E-Loan Common Stock, and CS&Co has a warrant for 1,389,000 shares of E-Loan Common Stock exercisable at a price of $5.00 per share, and CS&Co. has a warrant for 6,500,000 shares of E-Loan Common Stock exercisable at a price of $3.75 per share (provided that, this warrant cannot be exercised unless the average of the last five closing prices per share of the E-Loan Common Stock is equal to or greater than $5.75 per share). (b) (iv) Shared power to vote or to direct the vote: 15,272,647, of which TCSC owns 7,383,647 shares of E-Loan Common Stock, and CS&Co has a warrant for 1,389,000 shares of E-Loan Common Stock exercisable at a price of $5.00 per share, and CS&Co. has a warrant for 6,500,000 shares of E-Loan Common Stock exercisable at a price of $3.75 per share (provided that, this warrant cannot be exercised unless the _________________ PAGE 5 OF 5 PAGES _________________ average of the last five closing prices per share of the E-Loan Common Stock is equal to or greater than $5.75 per share). ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER. The response to Item 6 is amended to delete paragraphs (g) and (j). SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: April 17, 2002 THE CHARLES SCHWAB CORPORATION /s/CHRISTOPHER V. DODDS _________________________________________ By: Christopher V. Dodds Executive Vice President and Chief Financial Officer CHARLES SCHWAB & CO., INC. /s/CHRISTOPHER V. DODDS _________________________________________ By: Christopher V. Dodds Executive Vice President and Chief Financial Officer -----END PRIVACY-ENHANCED MESSAGE-----